Verisk and KYND have expanded their collaboration to bring more practical cyber risk intelligence into insurance workflows. KYND’s cyber insights are now integrated into Verisk’s Rulebook platform, which supports pricing, underwriting, and distribution across multiple lines of business. The focus is straightforward: give insurers and brokers clearer visibility into cyber exposure at the point of decision-making.The timing matters. New KYND research shows that 80 percent of the UK’s top 50 retailers are exposed to at least one critical cyber vulnerability, with many facing multiple risks at once. These include ransomware exposure, outdated software, insecure services, weaknesses in email security, and certificate issues. For insurers underwriting retail and other consumer-facing sectors, these risks are no longer edge cases - they are becoming the baseline.By embedding KYND’s intelligence directly into Rulebook, insurers can move beyond static questionnaires and delayed assessments. The integration supports more consistent underwriting by tying observable cyber signals to pricing and risk selection, rather than treating cyber as a standalone or last-mile check. It also helps brokers have more grounded conversations with insureds about where exposure actually sits.More broadly, the expanded collaboration reflects how cyber risk is evolving inside insurance. As threats become more continuous and harder to separate from everyday operations, insurers need intelligence that fits naturally into existing systems. This move by Verisk and KYND points toward cyber risk being treated less as a specialty add-on and more as a core input to underwriting and portfolio management.
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